Welcome
to the World
of Savings
Enabling optimized savings on every transaction, TOTL provides the best value for your spend.

What is
TOTL
Enabling optimized savings on every transaction, TOTL provides the best value for your spend.

Pay Bill, Earn & Save

Get eVoucher with Added Value

Send eGift with Added Value

Refer & Earn & Win & More
In the
Press












Digital Payment system that brings maximum savings every time you spend at any of the 600+ partnered brands.
Pay and Save with TOTL. Keep it Simple.